A car accident can happen in seconds, but the impact on your life can last for weeks, months—or even years. If you've been injured in a car crash in Louisiana, it's crucial to take the right steps immediately to safeguard your health, your finances, and your legal rights.
As a personal injury attorney based in Louisiana, I've seen how overwhelming the aftermath of an accident can be. Below is a clear guide to help you navigate what to do after a car accident—from the scene to the settlement.
Step 1: Prioritize Safety and Call for Help
The first priority is safety. If your vehicle is in a dangerous spot and can be moved, get it to the side of the road. Then:
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Call 911 to report the accident and request medical assistance if needed.
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Check yourself and others for injuries.
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Stay at the scene until police arrive—leaving could lead to serious legal trouble.
Note: In Louisiana, you're required to report an accident to law enforcement if it results in injury, death, or property damage over $500.
Step 2: Get Medical Attention—Even if You Feel “Fine”
Many people feel okay right after a crash, only to develop pain or symptoms later. Adrenaline can mask injuries like whiplash, concussions, or internal damage.
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Accept medical evaluation at the scene.
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Follow up with your primary care provider or a specialist within 24–48 hours.
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Keep all records, prescriptions, and treatment recommendations—this documentation will be critical to your claim.
Step 3: Document Everything
Gather as much evidence as you can from the scene and afterward:
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Photos of the damage, the scene, road signs, and any visible injuries
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Insurance and contact information from all drivers involved
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Statements from witnesses and responding officers
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A copy of the police report (usually available from the local police or Louisiana State Police within a few days)
Pro tip: Save everything in a secure location. Even small details can make a big difference in a personal injury case.
Step 4: Notify Your Insurance—But Be Careful What You Say
You should contact your insurance company to report the accident, but be cautious. Stick to the basic facts:
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What happened
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When and where it occurred
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Any injuries reported
Avoid admitting fault or speculating. Anything you say may later be used against you if fault is disputed.
Step 5: Know Louisiana’s Car Accident Laws
Understanding your legal landscape helps you make informed decisions:
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Comparative Fault: Louisiana follows a “pure comparative fault” system. Even if you're partially at fault, you may still recover damages—though your compensation may be reduced by your percentage of fault.
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Time Limit to File: Louisiana has one of the shortest deadlines in the country for filing a personal injury lawsuit—just 1 year from the date of the accident.
If you miss this prescriptive period, you could lose your right to compensation entirely.
Step 6: Contact a Louisiana Personal Injury Attorney
Working with a knowledgeable attorney can make a major difference in the outcome of your case. From dealing with insurance companies to calculating long-term damages like lost wages or pain and suffering, your lawyer will advocate for the compensation you deserve.
At Christina Vaughan, Attorney at Law, I help Louisiana accident victims understand their rights and fight for fair recovery. Whether you're dealing with minor injuries or serious long-term impact, I’m here to help.
Final Thoughts
The moments after a car accident are stressful, but the steps you take can shape your future. Don’t go it alone—get the legal support you need.
Contact me today for a free consultation and let’s talk about how I can help you get back on track.